Now offering 95,000 Totally Free ATMs Nationwide
As of January 1, 2023, our members have access to 95,000 ATMs worldwide through the CO-OP® and AllPoint® networks! Can your traditional bank say that? We took your feedback to heart which is why we expanded our ATM locations. As always, we strive to create the best experience for our members, and this is just one (of many) upgrades you can expect from us this year!
Balance Transfer
Is your credit card debt looming from the holiday season? You can consolidate your credit cards into one low payment by transferring your balances to an Interior Federal Credit Union card. We offer an INTRO balance transfer rate of 2.90% APR for the first 6 months. Then, a rate as low as 11.60% APR for Visa® Platinum and 13.60% APR for Visa® Platinum Rewards. Our cards have no annual fee, no balance transfer fee, no cash advance fee, and no foreign transaction fees! Find out how to transfer balances, today!
Loans subject to approval. Not all borrowers will qualify for the lowest rate.
Earn Guaranteed Savings with Certificates, Money Market Accounts, and IRA/ESA/HSAs!
Take advantage of the new rates and earn a great return on your savings. Pick a term that works for your lifestyle and set aside funds for college, vacations, or just grow your savings! Investing money can be risky -- take away that risk and earn guaranteed savings with one of our savings products.
Board of Directors Announcements
There were 5 candidates (Karen Baker, Shawn Buckner, Jackie Lynch, John Nyce, & Brenda Rodriguez) for 5 board seats and all will be approved by acclamation, so there will not be a Board of Directors Election held in 2023. This year we will be holding our first ever, hybrid annual meeting on Wednesday, March 15, 2023. Please keep an eye on your inbox for the invite and further details in the coming months.
Apply To Be An Associate Director
This position is a developmental position for individuals who are ultimately interested in serving on the Board of Directors. The primary objective of the position is to provide a structure to ensure that potential members of the Board of Directors receive adequate preparation to perform successfully and contribute to the success of the Interior Federal Credit Union.
Club Accounts
We all have wants and dreams and saving allows us to reward ourselves!! Interior FCU Club Accounts help you save with higher dividends until you reach your goal. Save for the holidays and plan for those funds to become available on October 1st. Save for a dream vacation and explore the world without breaking your budget. Interior FCU Club Accounts are a great way for you to do more of what you want and worry less.
Protect Your Accounts
Your safety is our priority. As a practice to keep your account protected, digital banking users will be required to change their password every 180 days. Our goal is to mitigate fraud with this change. Requiring users to change their password periodically strengthens the first line of defense against hackers and fraudsters. Users often use the same password for multiple websites which can be exploited if there is a breach and the password becomes compromised.
Card Management
We know our card holders are busy! Card Management provides Interior FCU cardholders with the ability to manage your cards on the go. As you have most likely seen, you can Report Lost/Stolen Cards, Order Replacement Cards, Set up Alerts & Controls, and specify delivery options within Card Management.
Here are a few steps to follow if you find yourself in a situation where you are unable to find your card.
- The first thing you will want to do is turn your card off. This isn't a permanent change but on the outside chance your debit or credit card ends up in the hands of a fraudster, you are protected. Here's how from the mobile app: Select "More" in the bottom right corner of your screen. Then, pick the "Card Management" circle icon from the top of the next screen. Choose "Card Management" and your card will appear. To the right of card status, you should see a green toggle, tap it to turn your card off.
- If you aren't able to find your debit card, report it as lost/stolen and order a replacement. Follow the steps above, but instead, tap on "Report Lost/Stolen." Pick if there is fraud or if the card is lost. Make sure to check the box below to request a replacement. You must check this box to have a new card issued.
- If you need a new credit card issued, please contact us so we can personally assist you with a newly issued card.
Credit Score
With one click, you can check your credit score, view your credit report, get up to date credit monitoring notifications, simulate what financial moves could change your score, and more.
To try the simulator in our mobile app, follow these steps:
- Once logged in, tap "More" in the bottom right corner of your screen.
- Tap "Credit Score".
- Scroll to the second section where it says "Analysis", "Report", and "Simulator" across your screen and tap on "Simulator".
- Scroll to fill out what kind of financial changes you want to make.
- You will see a real-time score update to the diagram on the right for whatever change you put into the simulator.
“Credit Score has been said to be 4 times as robust as other score modules with other institutions” - active IFCU member and credit score user
Zelle® Webinar
Interior FCU implemented Zelle® in November 2022. Join us for a Zelle® tutorial and Q&A on Wednesday, January 25, 2023. Click below to register and learn why 1,000 of our members have made their first transactions with Zelle®. We hope to see you there!
In the meantime, watch this video series on how to avoid scams.
Turbo Tax
Before you schedule time with your tax preparer, read this! Did you know that a TurboTax expert can do your taxes for you, from start to finish, to make sure you get every dollar you deserve?
IRA Center
Have you ever checked out our IRA Center? Our IRA Center gives you online options for managing your account, connecting with IRA Specialists, or even opening your Individual Retirement Account. There are educational articles on retirement planning, planning tools, risk analyzers, investment options and the forms you need to complete your transactions. Check out our IRA Center today!
Members Can Now Nominate Local Merchants for Purchase Rewards!
Get the rewards you deserve! Nominate the local retailers you want to add to the merchant list for purchase rewards. To nominate a local retailer, please send marketing@doifcu.org an email with the business name, business owner name, number and email, the business website, and any accompanying information you would like to be taken into consideration.
This Credit Union is Federally Insured by the National Credit Union Administration.