rob's report

A significantly improved month for the TMSI team! We funded 218 loans for $55.4 M, an improvement of 62 loans and $12.5 M from April. Application volume was at 250 (+24) and our total pipeline was up to 475 loans and $140 M, another increase over April! The only negative was the slight downtick on future lock volume, hoping with a debt deal soon to be in place we will once again see locks flying in the door! Overall, a very nice month and one we can build on for the balance of 2023!

We have 180 loans in June's pipeline totaling $46.4 M.

• June 5: Brooke Neider
• June 5: Crystal Sanchez
• June 5: Brett Shannon
• June 8: Duke Tran
• June 10: Cher Gebara
• June 10: Gloria Green
• June 10: Sara McDorman
• June 14: Patrick O'Shea
• June 16: Jeremy Krupnick
• June 19: Lisa McMeans
• June 22: Bill Forrest
• June 23: Mark Stewart
• June 26: Josh May
• June 27: Takia Moore
• June 28: Michelle Capullo

Ways To Qualify:

• AUTOMATIC QUALIFIER! Loan Officers/Branch Managers with 18M or 90 units will automatically qualify.
• *Loans that you refer and close through the referral desk (or renovation and reverse mortgage specialists, Gina and Julia) will be included in your total numbers.

Rules:

Winner must still be employed by TMSI at the time of the trip or the trip will be forfeited. The trip is non-transferrable and may not be exchanged for its cash equivalent.

TRIP DATE:

Wednesday, October 9-Saturday, October 12, 2024 (Check out fly back Saturday).

DESTINATION:

Secrets Wild Orchid Montego Bay

2023 PRESIDENT'S CLUB

current standings

Automatic qualifiers

(18M OR 90 UNITS)

1. Traci Rizer – Grasonville, MD $25 M/90 Units (Q)
2. Patrick Dozler - Little River, SC $13.6 M/52 Units
3. Angie Sebree - Virginia Beach, VA $9.9 M/37 Units
4. Peyton von Hirsch - Virginia Beach, VA $8.6 M/15 Units
5. Kathy Martinez - Colonial Heights, VA $8.2 M/34 Units
6. Tim Dixon - Camp Hill, PA $7.9 M/33Units
7. Maureen Milicich - Virginia Beach, VA $6.5 M/13 Units
8. Dave Demmer - Clarion, PA $6.1 M/45 Units
9. Ben Munson - Virginia Beach, VA $5.9 M/21 Units
10. John Macchiarelli - Matawan, NJ $5.8 M/13 Units
11. Michelle Capullo - West Palm Beach, FL $5.2 M/15 Units
12. Reggie Matthews - Virginia Beach, VA $4.3 M/16 Units
13. Joe McMeans - Camp Hill, PA $4.27 M/17 Units
14. Beth Jourdan - Virginia Beach, VA $4.24 M/16 Units
15. Jonathan Matthews - Myrtle Beach, SC $4.22 M/15 Units
16. Fred Gordon - Longs, SC $3.95 M/15 Units
17. Joshua Sager - Winchester, VA $3.91 M/12 Units
18. Peter Yuen - Newport News, VA $3.8 M/12 Units
19. Patrick Steele - Virginia Beach, VA $3.7 M/10 Units
20. Donna Heinrich - Raleigh, NC $3.6 M/11 Units
21. Brooke Neider - Williamsburg, VA $3.566 M/13 Units
22. Lorinda James - Virginia Beach, VA $3.564 M/9 Units
23. Damon Carpitella - Wilmington, DE $3.55 M/12 Units
24. Joe Lombardi - Matawan, NJ $3.48 M/6 Units
25. Eddie Holt - Virginia Beach, VA $3.4 M/11 Units

(Q) = Qualified

sarah campbell

Human Resources Manager, Virginia Beach, VA

Sarah grew up in Southern Maryland but found herself in Virginia Beach after a military move with her husband, David. She began working for Tidewater Finance Company in 2014, but when she was offered the opportunity to move to TMSI a year later she didn’t hesitate! Another military move has landed her and her family back in Maryland, but she has remained a part of the Tidewater family over the years. She has worked in the Human Resources field for the last 13 years and loves the constant change and challenges the field provides.

When she’s not working, Sarah enjoys spending time with her two children, Isaac (5) and Mia (3). They are both huge balls of energy and keep their parents moving nonstop. Her hobbies include house plants, gardening, reading and baking. She is also a huge animal lover - Sarah has two 9 year old shih tzu fur babies, Bella and Molly, 10 chickens and a large cichlid aquarium.

Thank you to the following employees for their hard work and dedication to TMSI.

• Max Sandler, Mortgage Loan Officer 14 Years
• Kevin Gorman, Mortgage Loan Officer 14 Years
• Faith Eanes, Closer 12 Years
• Sara McDorman, Marketing Manager 9 Years
• Angie Cassel, Closer 8 Years
• Sheri Legge, Compliance Specialist 7 Years
• Ray Ward, Mortgage Loan Officer 6 Years
• Joe Lombardi, Mortgage Loan Officer 5 Years
• David Fields, Loan Officer Assistant/Mortgage Loan Officer 5 Years
• Tracy Brelsford, Underwriter 5 Years
• Kevin Weiss, Underwriter 4 Years
• Zach Rizer, Mortgage Loan Officer 3 Years
• Elizabeth Ita, Controller 3 Years
• Jonathan Matthews, Mortgage Loan Officer 2 Years
• Bailey Larson, Loan Servicing Manager 2 Years

WE WOULD ALSO LIKE TO RECOGNIZE THE FOLLOWING PEOPLE FOR BEING WITH US FOR 1 YEAR!

• Tanya Shade
• Joseph Davis

EMPLOYEES OF THE MONTH

david fields

Loan Officer Assistant/Mortgage Loan Officer, Virginia Beach, VA

jen wahlin

Compliance Officer, Virginia Beach, VA

tmsi holds bubbles with a builder Realtor event

TMSi observes world day for diversity for Dialogue and Development

TMSI TO OFFER PATH TO DIVERSITY SCHOLARSHIP

The Path to Diversity Scholarship Program recognizes existing industry professionals who are seeking to advance their careers through continuing education. Recipients receive a voucher to cover course registration fees, up to a maximum of $2,000, for popular MBA Education courses and designation programs. This education opportunity enables employees from diverse backgrounds to advance their professional growth and career development.

Scholarships awarded under the Path to Diversity program can also be used towards six upcoming MBA Conferences where attendees can obtain Continuing Professional Education (CPE), Continuing Legal Education (CLE) or Society of Human Resources Management (SHRM) credits.

Since the scholarship is only a voucher to cover registration fees, TMSI will cover the cost of travel and hotels for any conference if necessary to any awarded applicant!

For more information on application requirements, and eligibility, or to apply, click here.

TMSI'S rita feasenmyer and kathy martinez attend commonwealth real estate's cinco de mayo client appreciation lunch

tMSI'S jessie hunter RECEIVES A master's degree in cybersecurity management

TMSI's Jessie Hunter graduated from Regent University on May 5, 2023, with a Masters of Science degree in Cybersecurity Management. Congratulations, Jessie!

TMSI'S matt bowman welcomes new baby!

Claire Bowman was born May 7th, 2023 at 9:18 pm. She weighed 8lbs 11 oz. and measured 19.8 inches

Please join us in welcoming the newest addition to the TMSI Family! Congratulations to Matt Bowman and his family!

TMSI'S trudi williamson has lunch with members of the myrtle beach branch

TMSI'S JONATHAN MATTHEWS CELEBRATES 5-STAR REVIEW

I wanted to share this 5 Star review with everyone because it’s worth celebrating. This loan was truly a TEAM effort in getting this closed in 14 days from pre-approval.

Thank you Sheri & Mike in Compliance for pushing this file to be disclosed the same day, to Kay for getting the appraiser added to our approved list and getting the appraisal back in 3 days, to Diana for Underwriting the file quickly and clearing it with minimal conditions and to my awesome daily team of Brett and Crystal for working extra hard to get this to the closing table today!

Not every mortgage company can even come close to delivering customer service that Tidewater and yet we do it day in a day out.

Thank you Team for all of your efforts!

"we were working with Rocket mortgage and all along said everything was okay, but as we got close to the closing they started changing, we strongly believe they just didn't want to honor the rate, well at the very last minute we went to Jon and in just 14 days got us to closing working very hard to get us to close. you just can't beat personal service."

―Andrew J., Myrtle Beach

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TMSI Monthly corporate call

For those of you who might not have participated, Rob conducts a monthly corporate call using Zoom Video Conferencing. Although these calls are not mandatory, we encourage everyone to join, if possible. A lot of important and relevant information is covered and we do not want anyone to miss out. If you are not able to join the meeting, Mike Martin, Vice President of Project Management, makes a recording of the call each month and you can listen upon request.

Below, please find the information for the next scheduled call:

Monday, july 10 at 10:00 AM

https://zoom.us/j/430984999

Meeting ID: 430 984 999

One tap mobile

+16465588656,,430984999# US (New York)

+17207072699,,430984999# US (Denver)

Dial by your location

+1 646 558 8656 US (New York)

+1 720 707 2699 US (Denver)

Meeting ID: 430 984 999

Find your local number: https://zoom.us/u/acRR8rls6N

TMSI is proud to offer the services of the Referral Desk to our hard working employees.

Earn 50 Basis Points

(.5% of the loan amount) when your referred loan closes.

For Example, A $300,000 Referral Loan Would Earn You

$1,500

• For licensed Loan Officers this applies for loans sent in because you are not licensed in the subject property state.

• For non-Loan Officer employees or support staff this applies to any loan sent in.

• Huge pricing incentives (reduced rates/lender credits) on any personal mortgage loans. Due to the increased incentive, the 50 Basis point commission does not apply to personal loans.

Please contact the Referral Desk with questions!